FEMA Flood Maps Ignore Climate Change, and Homeowners Are Paying the Price

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The flood maps don’t factor in sea level rise or changes in extreme weather, and many are years out of date. In Mexico Beach, ‘minimal-risk’ homes were swept away.

The official map laid it out for more than 200 homes within the community of Mexico Beach, Florida: the federal government had characterized their flooding risks as minimal, despite their near-beachfront locations.

That meant for them there were no requirements to buy flood insurance, and local residents say many did not.

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