The flood maps don’t factor in sea level rise or changes in extreme weather, and many are years out of date. In Mexico Beach, ‘minimal-risk’ homes were swept away.
The official map laid it out for more than 200 homes within the community of Mexico Beach, Florida: the federal government had characterized their flooding risks as minimal, despite their near-beachfront locations.
That meant for them there were no requirements to buy flood insurance, and local residents say many did not.
See Also: Destructive Flood Risk in U.S. West Could Triple if Climate Change Left Unchecked Sea Level Rise Is Accelerating: 4 Inches Per Decade (or More) by 2100 Rising Seas Are Flooding Norfolk Naval Base, and There’s No Plan to Fix It